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Minimum opening deposit is only $50. Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. Up to $10 for debit cards and unused checks from another financial institution given at the time the checks/debit cards are presented. Ask us for details. Bank rules and regulations apply.

Cambridge City
145 West Main Street
Cambridge City, IN 47327
765-478-3561
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Richmond - Eastside
101 Garwood Road
Richmond, IN 47374
765-962-9539
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Richmond - Downtown
500 South A Street
Richmond, IN 47374
765-935-5222
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Free & Easy Checking
A free account with no minimum balance
and no monthly service charge!

You don’t have to settle for a bank that charges fees for everything. In fact, you can have (actually) free checking—no monthly service charge or minimum balance—and still get all the features you need.